If you've heard about the NewDay Salute Program, you probably have two immediate questions:

Am I eligible?

And:

How do I actually receive the giveback?

The NewDay Salute Program is designed for eligible military members and veterans who buy or sell a home with NewDay Real Estate Solutions.

Eligible participants may receive a giveback equal to 20% of Annette Stoddard's earned real estate compensation from the transaction.

The benefit is applied at closing when approved and properly disclosed. It's subject to lender, escrow, brokerage, and transaction approval and is available only upon successful closing and funding.

I'm Annette Stoddard, a real estate agent with NewDay Real Estate Solutions helping military members, veterans, buyers, and sellers throughout Snohomish County, Washington.

Serving military members and veterans is personal to me.

If you're interested in the NewDay Salute Program, here's what you should know about eligibility, the giveback calculation, and how the benefit is handled through your transaction.

Who Is the NewDay Salute Program Designed For?

The NewDay Salute Program is designed for eligible:

Military members

and

Veterans

who buy or sell with NewDay Real Estate Solutions.

That's the starting point.

However, I don't want to turn that general description into a promise that every person with military service automatically qualifies for every transaction.

Eligibility and the transaction need to be reviewed.

So if you're wondering whether you qualify, the best approach is simple:

Ask.

Tell me about your military or veteran status and whether you're planning to buy or sell.

Then we can review your situation instead of relying on assumptions.

Do Both Home Buyers and Sellers Potentially Qualify?

Yes.

The NewDay Salute Program isn't limited to home buyers.

Eligible military members and veterans may potentially receive the benefit when they buy or sell with NewDay Real Estate Solutions.

That's important because military and veteran households make all kinds of moves.

You might be:

Buying your first home.

Purchasing after relocating to Snohomish County.

Selling a longtime home.

Downsizing.

Upsizing.

Moving closer to family.

Selling and buying at the same time.

Leaving Washington.

Or purchasing your next home after military service.

The program is intended to support eligible military members and veterans on either side of the transaction.

Is the NewDay Salute Program Only for Veterans?

The published NewDay Salute Program describes the program as serving military members and veterans.

So if you're currently serving rather than a veteran, don't automatically assume the program isn't for you.

Contact NewDay and ask about your particular situation.

Likewise, don't assume eligibility solely from a broad category.

The program and transaction still need to be reviewed.

Do I Need to Use a VA Loan to Qualify?

The published NewDay Salute Program information does not state that using a VA loan is required.

That's an important distinction.

The NewDay Salute Program and VA home financing are separate.

A VA-backed home loan is a federal home-loan benefit with its own eligibility and lending requirements.

The NewDay Salute Program is a real estate giveback program offered through NewDay Real Estate Solutions.

If you're a veteran buying with another type of financing, don't automatically assume you're excluded.

Ask about the program.

Your financing and the proposed benefit can then be reviewed by the appropriate parties.

Can I Use the NewDay Salute Program With a VA Loan?

Potentially, but this shouldn't be assumed.

The NewDay Salute Program is subject to lender, escrow, brokerage, and transaction approval.

If you're using VA financing, tell your lender about the proposed Salute Program benefit early.

Your lender can determine how the benefit may be treated in your particular transaction.

I don't want to promise that every financing scenario will be handled identically.

The better approach is to disclose the program and get the appropriate review.

How Much Is the NewDay Salute Giveback?

For an eligible transaction, the potential giveback equals:

20% of Annette Stoddard's earned real estate compensation.

This is one of the most important details to understand.

It is not 20% of the home's purchase price.

And it is not 20% of the home's sale price.

It's based on Annette's earned real estate compensation from the eligible transaction.

Because compensation can vary by transaction, the actual dollar amount of the potential giveback can vary too.

What Does 20% of Earned Real Estate Compensation Mean?

Here's a simple hypothetical example.

Suppose Annette's earned real estate compensation from an eligible transaction were $10,000.

Twenty percent of $10,000 would be:

$2,000.

If the earned compensation were $15,000, 20% would be:

$3,000.

Those numbers are only examples showing how the calculation works.

They aren't promises of what you'll receive.

Your actual potential giveback depends on the earned real estate compensation associated with your eligible transaction and remains subject to the program's requirements and approvals.

Is There a Guaranteed Dollar Amount?

No.

The program is percentage-based.

Because the calculation is based on Annette's earned real estate compensation, it wouldn't be accurate to advertise one fixed dollar amount that every eligible participant will receive.

Your transaction needs to be evaluated individually.

That keeps expectations clear from the beginning.

When Is the NewDay Salute Giveback Applied?

The program states that the benefit is applied at closing when approved and properly disclosed through the transaction.

It's available only upon successful closing and funding.

That means the giveback isn't something you receive when you first contact NewDay.

It isn't paid when you tour a home.

It isn't paid when you sign a listing agreement.

It isn't paid when you make or accept an offer.

It's connected to an eligible transaction that successfully reaches closing and funding.

Why Is the Benefit Applied at Closing?

A real estate transaction involves multiple moving pieces and, depending on the transaction, multiple professionals.

Handling the benefit through the transaction helps ensure it can be properly disclosed and reviewed.

The NewDay Salute Program specifically makes the benefit subject to:

Lender approval.

Escrow approval.

Brokerage approval.

Transaction approval.

That's why the Salute Program shouldn't be treated as an informal side payment.

It needs to be handled appropriately within the transaction.

Why Does My Lender Need to Know About the Program?

If you're financing a home purchase, your lender needs accurate information about your transaction.

Different loan programs can have different requirements concerning credits, concessions, and other transaction benefits.

That's why I don't recommend keeping the Salute Program separate from your financing conversation.

Tell your lender.

Let them review it.

If something needs to be handled in a particular way, we want to know that before closing.

What Does Escrow Have to Do With the Giveback?

Escrow plays an important role in closing the transaction and handling the closing documents and funds according to the transaction requirements.

Because the NewDay Salute benefit is applied at closing when approved and properly disclosed, escrow may be part of the process for appropriately reflecting the approved benefit.

The exact handling can depend on the transaction.

That's why the program includes escrow approval rather than promising that every closing will look identical.

Why Is Brokerage Approval Required?

The NewDay Salute Program involves real estate compensation.

Brokerage requirements therefore matter.

The program specifically states that the benefit is subject to brokerage approval.

This is another reason the program should be discussed early.

We want the potential benefit reviewed appropriately rather than creating confusion at the end of the transaction.

What Does "Transaction Approval" Mean?

Every real estate transaction has its own circumstances.

Property.

Price.

Financing.

Compensation.

Contract terms.

Closing structure.

And other details.

The NewDay Salute Program isn't separate from those circumstances.

The potential benefit needs to work appropriately within the actual transaction.

That's why the program is subject to transaction approval rather than being presented as an automatic payment in every situation.

Is the Giveback Guaranteed Once I'm Under Contract?

No.

Being under contract doesn't mean the benefit has already been earned or guaranteed.

The NewDay Salute Program benefit is available only upon successful closing and funding.

Transactions can change before closing.

That's why I recommend viewing the giveback as a potential transaction benefit until all requirements have been satisfied and the transaction successfully closes and funds.

What Happens If the Transaction Doesn't Close?

The program states that benefits are available only upon successful closing and funding.

So if the transaction doesn't successfully close and fund, the Salute Program benefit isn't available through that transaction.

That's an important expectation to establish upfront.

How Does the Process Work for a Veteran Home Buyer?

If you're buying, the process might look like this:

Step 1: Contact NewDay

Tell me you're a military member or veteran and you're interested in the Salute Program.

Step 2: Establish Your Financing

Work with an appropriate lender to understand your financing options and comfortable budget.

Step 3: Tell Your Lender About the Salute Program

Don't wait until closing.

Step 4: Find the Right Home

We search based on your budget, location, property needs, and lifestyle.

Step 5: Make and Negotiate an Offer

I represent you through the offer and negotiation process.

Step 6: Complete the Transaction Requirements

Depending on your transaction, this can involve financing, appraisal, inspections, title, escrow, and other due diligence.

Step 7: Keep the Salute Program Properly Disclosed

The potential benefit is reviewed by the appropriate parties.

Step 8: Close and Fund

When approved and properly disclosed, the applicable Salute Program benefit is handled through the transaction at closing.

How Does the Process Work for a Veteran Home Seller?

The seller process is slightly different.

Step 1: Contact NewDay

Tell me you're a military member or veteran interested in selling and ask about the Salute Program.

Step 2: Evaluate Your Property

We look at your home, comparable sales, current competition, condition, and market position.

Step 3: Build the Selling Strategy

We determine preparation, pricing, marketing, and timing.

Step 4: List and Market the Home

Your property receives full-service representation.

Step 5: Evaluate and Negotiate Offers

We review the complete terms, not just the headline price.

Step 6: Move Through the Transaction

We coordinate the real estate side of the transaction toward closing.

Step 7: Keep the Salute Benefit Properly Disclosed

The potential giveback remains subject to the appropriate approvals.

Step 8: Successfully Close and Fund

When approved and properly disclosed, the applicable benefit is handled through the transaction at closing.

Do I Receive Less Service If I Qualify?

No.

Eligibility for a potential giveback doesn't mean reduced real estate representation.

NewDay's published program includes full-service representation.

For buyers, that can include:

Home-search guidance.

Property evaluation.

Offer strategy.

Negotiation.

Transaction coordination.

Professional resources.

And communication throughout the purchase.

For sellers, that can include:

Pricing guidance.

Preparation strategy.

Professional marketing.

Offer evaluation.

Negotiation.

Transaction coordination.

Professional resources.

And communication throughout the sale.

The potential giveback is intended to be an additional benefit—not a replacement for service.

Why Should I Ask About Eligibility Before I Start Buying?

Because early conversations prevent surprises.

If you're financing your purchase, we can make sure your lender knows about the program.

You can understand how the potential benefit is calculated.

You can understand that approval is required.

And you won't build your purchase budget around money that hasn't been approved.

That's much better than learning the details after you're already under contract.

Why Should I Ask Before Listing My Home?

The same principle applies to sellers.

If you're a military member or veteran considering selling, tell me before we list.

Then we can discuss:

Your selling goals.

Your property's market position.

Your expected proceeds.

Your timeline.

The Salute Program.

And what needs to happen for the potential benefit to be appropriately handled.

You don't need to wait until you have a buyer.

What Documents Do I Need to Prove Eligibility?

The published NewDay Salute Program page identifies the program as serving eligible military members and veterans, but it does not provide a detailed public checklist of every document that may be required to establish eligibility.

For that reason, I don't want to invent a document requirement that isn't stated in the published program terms.

If you're interested in participating, contact NewDay and we'll explain what information is needed for your situation.

Are Spouses or Surviving Spouses Automatically Eligible?

The published program information describes the NewDay Salute Program as being for eligible military members and veterans.

It does not publicly establish a comprehensive eligibility rule for every spouse or surviving-spouse situation.

So I don't want to make a blanket eligibility promise that the published program doesn't support.

If that describes your situation, ask.

We'll review it rather than assume.

Does Every Property Qualify?

The published program terms don't establish that every possible property and transaction automatically qualifies.

The program is subject to transaction approval.

So if you're considering a particular purchase or sale, let's review the actual transaction.

That's more accurate than making a universal promise.

Is the Program Only for Snohomish County?

NewDay Real Estate Solutions serves Snohomish County and surrounding communities.

Because eligibility and transaction circumstances can vary, don't rely solely on the property's location to determine whether the program applies.

If you're buying or selling in Snohomish County or a surrounding area, ask NewDay about your particular transaction.

Can I Use the Program If I'm Selling and Buying?

Potentially, but don't assume how the benefit applies across multiple transactions.

If you're selling one property and purchasing another, tell me about the entire move.

We may need to coordinate:

Your current home's sale.

Available equity.

Purchase financing.

Timing.

Closing dates.

And the potential Salute Program benefit.

Because these are separate transactions, the details should be reviewed rather than assumed.

Real-World Scenario #1: Veteran Buying With VA Financing

Imagine you're a veteran preparing to purchase a home in Snohomish County.

You're working with a lender and planning to use VA financing.

You hear about the NewDay Salute Program and contact me before making an offer.

That's ideal.

You tell me you're a veteran.

We discuss the program.

You tell your lender about the potential benefit.

The lender and other appropriate parties have an opportunity to review it.

Meanwhile, I provide full buyer representation as we search for and negotiate your home.

When an eligible transaction successfully closes and funds, the approved and properly disclosed Salute Program benefit can be handled through closing.

No last-minute surprises.

Real-World Scenario #2: Veteran Selling a Longtime Home

Suppose you've owned a Snohomish County home for 15 years and you're ready to move.

You contact me and mention that you're a veteran.

Before listing, we evaluate your property and build the selling strategy.

At the same time, we discuss the Salute Program.

Now the potential benefit can be considered appropriately while we're also focused on the bigger questions:

What might the home sell for?

What preparation makes sense?

What might you net?

Where are you going next?

The giveback is part of the transaction.

It isn't the entire transaction.

Real-World Scenario #3: Military Member Unsure About Eligibility

Maybe you're currently serving and you've heard the program described as a veteran benefit.

You're not sure whether that includes you.

Don't rule yourself out.

The published program describes the NewDay Salute Program as serving eligible military members and veterans.

Contact me and ask.

We'll review your circumstances instead of guessing.

Real-World Scenario #4: Veteran Not Using VA Financing

Suppose you're a veteran but, after discussing financing with your lender, you're considering a loan other than a VA-backed loan.

You may think:

"Then I probably can't use the Salute Program."

The published program information doesn't say that.

The Salute Program is separate from VA financing.

Your actual financing and transaction still need to be reviewed, but don't assume that not using a VA loan automatically excludes you.

Common Eligibility Mistakes to Avoid

Assuming Every Veteran Automatically Qualifies

The program is for eligible military members and veterans, and transaction-specific approval requirements still apply.

Assuming You Must Use a VA Loan

The published program information doesn't state that.

Assuming VA Financing Automatically Guarantees the Giveback

It doesn't.

The program is still subject to lender, escrow, brokerage, and transaction approval.

Assuming the Benefit Is 20% of the Home Price

It's not.

It's 20% of Annette's earned real estate compensation on an eligible transaction.

Assuming the Dollar Amount Is Fixed

It isn't.

Assuming the Giveback Is Paid Before Closing

It's applied at closing when approved and properly disclosed.

Assuming an Accepted Offer Guarantees the Benefit

The transaction still needs to successfully close and fund.

Waiting Until Closing to Mention the Program

Talk about it early.

Five Questions to Ask About the NewDay Salute Program

1. Am I Eligible?

Tell NewDay about your military or veteran status and your transaction.

2. How Is My Potential Giveback Calculated?

It's based on 20% of Annette Stoddard's earned real estate compensation from the eligible transaction.

3. Who Needs to Approve It?

The program is subject to lender, escrow, brokerage, and transaction approval.

4. When Is It Applied?

At closing when approved and properly disclosed.

5. What Has to Happen Before the Benefit Is Available?

The transaction must successfully close and fund.

Those five questions cover the core of the program.

So, Who Is Eligible for the NewDay Salute Program?

The NewDay Salute Program is designed for eligible military members and veterans who buy or sell with NewDay Real Estate Solutions.

Because the published program information doesn't provide a detailed public eligibility checklist covering every possible military status, financing type, property, spouse, or transaction scenario, you shouldn't assume either eligibility or ineligibility based on a general internet article.

Ask NewDay about your situation.

That's the safest and clearest approach.

How Is the NewDay Salute Giveback Applied at Closing?

For an eligible transaction, the potential giveback equals 20% of Annette Stoddard's earned real estate compensation.

It isn't 20% of the home's purchase or sale price.

The benefit is applied at closing when approved and properly disclosed through the transaction.

It is subject to lender, escrow, brokerage, and transaction approval.

And the benefit is available only after successful closing and funding.

That's the program in plain language:

Eligible military member or veteran.

Buy or sell with NewDay Real Estate Solutions.

Potential giveback equal to 20% of Annette's earned real estate compensation.

Proper disclosure and required approvals.

Successful closing and funding.

And throughout the process, you continue receiving full-service real estate representation.

Frequently Asked Questions About NewDay Salute Program Eligibility

Who is eligible for the NewDay Salute Program?

The program is designed for eligible military members and veterans buying or selling with NewDay Real Estate Solutions. Individual eligibility and transaction circumstances should be reviewed with NewDay.

Is the NewDay Salute Program only for veterans?

The published program describes eligible military members and veterans, so it isn't described as veteran-only.

Do I need a VA loan?

The published program information doesn't state that a VA loan is required.

How much is the NewDay Salute giveback?

Eligible participants may receive a giveback equal to 20% of Annette Stoddard's earned real estate compensation from the transaction.

Is that 20% of my home's price?

No. The calculation is based on Annette's earned real estate compensation, not the purchase or sale price.

When is the benefit applied?

At closing when approved and properly disclosed through the transaction.

Is the giveback guaranteed?

No. The program is subject to lender, escrow, brokerage, and transaction approval and is available only upon successful closing and funding.

What documents do I need to establish eligibility?

The public program information doesn't provide a comprehensive document checklist. Contact NewDay about the information required for your circumstances.

Can I ask about the program before I'm ready to buy or sell?

Yes. Discussing the program early can help you understand the requirements before relying on the potential benefit in your plans.

Want to Know If the NewDay Salute Program Could Apply to You?

You don't need to figure it out by yourself.

Start by telling me whether you're a military member or veteran and whether you're considering buying, selling, or both.

Then we'll look at your actual situation.

I'm Annette Stoddard, a real estate agent with NewDay Real Estate Solutions helping military members, veterans, buyers, and sellers throughout Snohomish County, Washington.

Serving military members and veterans is personal to me.

Through the NewDay Salute Program, eligible military members and veterans may receive a giveback equal to 20% of my earned real estate compensation when buying or selling with NewDay Real Estate Solutions, subject to the program and transaction requirements.

You still receive full-service real estate representation.

If you're wondering whether the program applies to you, let's start there.

Annette Stoddard
NewDay Real Estate Solutions
Real Estate Agent | Snohomish County, Washington
+1 425-330-9794

Important program note: The NewDay Salute Program is subject to lender, escrow, brokerage, and transaction approval. Benefits are available only upon successful closing and funding.